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Wallets.

Wallets.

Wallets.

Internal balance for your users, without the complexity of a full account.

Internal balance for your users, without the complexity of a full account.

Internal balance for your users, without the complexity of a full account.

Not every users need an account with the full capabilities of an electronic payment fund account. Many cases only require a balance that can be used within your own platform.

Not every users need an account with the full capabilities of an electronic payment fund account. Many cases only require a balance that can be used within your own platform.

Not every users need an account with the full capabilities of an electronic payment fund account. Many cases only require a balance that can be used within your own platform.

How it works

How it works

Activate wallets for your users on Monato's infrastructure.

The balance moves within your platform, without the KYC levels of a full account.

Key benefits

Key benefits

Lower onboarding friction than a full account, for simpler use cases.

Same infrastructure as electronic payment fund accounts, without the full regulatory complexity.

Closed-circuit balance: used inside your platform, with no withdrawals or cash-out to manage.

Where it is used

Where it is used

Fintechs, neobanks, digital wallets, and apps that need a simple internal balance without offering a full bank account to every user.

A comprehensive infrastructure that solves technological, regulatory, and risk components, | its operation in a complete financial platform

Available in bundles

Available in bundles

Accounts

and wallets

View solution

Are you looking to give your users an internal balance, without the complexity of a full account?

Are you looking to give your users an internal balance, without the complexity of a full account?

Fintechs, neobanks, wallets, and apps are already enabling internal balances on Monato's infrastructure, without offering a full bank account to every user.

Fintechs, neobanks, wallets, and apps are already enabling internal balances on Monato's infrastructure, without offering a full bank account to every user.

Fintechs, neobanks, wallets, and apps are already enabling internal balances on Monato's infrastructure, without offering a full bank account to every user.

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