Embedded accounts.

Accounts.

Accounts.

Electronic payment fund account for your users, at the level your operation needs.

Electronic payment fund account for your users, at the level your operation needs.

Electronic payment fund account for your users, at the level your operation needs.

Offering a full account to your users today means getting your own license or relying on a sponsor bank that limits what you can build and how fast you can go to market.

Offering a full account to your users today means getting your own license or relying on a sponsor bank that limits what you can build and how fast you can go to market.

Offering a full account to your users today means getting your own license or relying on a sponsor bank that limits what you can build and how fast you can go to market.

How it works

How it works

Activate electronic payment fund accounts for your users on Monato's infrastructure.

Each user registers at the account level that corresponds to their operation, up to level 4.

The account operates with its own CLABE, connected to SPEI and the cash network.

Key benefits

Key benefits

Up to 4 account levels depending on your user validation stage.

A dedicated CLABE per account, with no additional license for your company.

Monato's regulatory backing from the CNBV, under its own IFPE license.

Where it is used

Where it is used

Fintechs, neobanks, and apps that want to offer a complete account to their users without building their own regulatory infrastructure.

A comprehensive infrastructure that solves technological, regulatory, and risk components, | its operation in a complete financial platform

Available in solutions

Accounts

and wallets

Are you looking to provide your users with their own balance on regulated infrastructure?

Are you looking to provide your users with their own balance on regulated infrastructure?

Fintechs and neobanks are already activating wallets for their users on Monato's infrastructure, with SPEI In/Out and a cash network connected from the start

Fintechs and neobanks are already activating wallets for their users on Monato's infrastructure, with SPEI In/Out and a cash network connected from the start

Fintechs and neobanks are already activating wallets for their users on Monato's infrastructure, with SPEI In/Out and a cash network connected from the start