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Accounts and wallets.

Give your users an electronic payment fund account or a wallet, without them needing to obtain their own license.

Accounts and wallets.

Give your users an electronic payment fund account or a wallet, without them needing to obtain their own license.

Accounts and wallets.

Give your users an electronic payment fund account or a wallet, without them needing to obtain their own license.

Offering accounts and wallets to your users today means getting your own license or relying on a sponsor bank that limits what you can build and how fast you can launch.

Offering accounts and wallets to your users today means getting your own license or relying on a sponsor bank that limits what you can build and how fast you can launch.

How it works

How it works

Activate electronic payment fund accounts, or wallets for simpler cases, on the Monato infrastructure.

Each user receives their own CLABE (account) or an internal balance (wallet), depending on the level they need.

Balances and every movement are available in real time within your platform.

Key benefits

Key benefits

Dedicated CLABE per user on full accounts, with no additional license for your company.

Wallets for simpler use cases, with lower onboarding friction.

SPEI In and cash networks fund both. Withdrawal and SPEI Out apply only to full accounts; wallets remain in a closed loop.

Monato's regulatory backing from the CNBV, under its own IFPE license.

Industries

Industries

Fintechs

Neobanks

Products included

Move money with SPEI

Move money

with SPEI

View product

Wallets

View product

Accounts

View product

Cash network

View product

Are you looking to give your users their own balance within your platform, without building the regulated infrastructure yourself?

Fintechs and neobanks are already activating wallets for their users on Monato's infrastructure, with SPEI In/Out and a cash network connected from the start. ⚑


Schedule a call

Are you looking to give your users their own balance within your platform, without building the regulated infrastructure yourself?

Fintechs and neobanks are already activating wallets for their users on Monato's infrastructure, with SPEI In/Out and a cash network connected from the start. ⚑


Schedule a call