Monato Documentation

Monato Documentation

Get to know our technical integration and architecture guide.

Get to know our technical integration and architecture guide.

Welcome to the Monato FinCore
API documentation

Welcome to the Monato FinCore
API documentation

Monato offers developers a streamlined connection to the SPEI (Sistema de Pagos Electrónicos Interbancarios), Mexico's interbank electronic transfer system.

Our API provides a robust, secure, and efficient way to integrate SPEI payments into your applications.

Monato offers developers a streamlined connection to the SPEI (Sistema de Pagos Electrónicos Interbancarios), Mexico's interbank electronic transfer system.

Our API provides a robust, secure, and efficient way to integrate SPEI payments into your applications.

Fincore

Robust and scalable financial infrastructure that centralizes the management of payments, transactions, and services through a comprehensive, high-performance API.

Multi-Rail and SPEI Connectivity

Automation and Control

Complete Financial Ecosystem

BillPay

Smart solution for recurring payment and collection automation that optimizes corporate cash flow.

Automatic reconciliation

Scheduled payments and reminders

Multiple integrated payment methods

Gift Cards

Comprehensive solution for the automated issuance, management, and distribution of digital gift cards that boost loyalty and sales strategies.

Instant issuance and customization

Real-time control and traceability

Simplified multi-channel redemption

Remittances

API infrastructure solution to process, receive, and manage remittance transactions in an agile and secure manner.

Creation of private accounts

Transaction reversal

Search by reference number

Cash

API that enables secure physical cash deposit and withdrawal operations at merchants across Mexico with real-time notifications.

Integration with physical locations

Real-time notifications

Comprehensive monitoring

Lottery

API to integrate automated lottery ticket purchasing and active draw queries with integrated payment processing.

Real-time giveaway information

Flexible betting options

Integrated payment processing

Direct Debit

Platform that allows companies to collect recurring and one-time payments via CLABE and debit card with full support for the Mexican banking network.

Direct debit and recurring payments

Collection via CLABE and debit card

API, Portal, and SFTP Bulk Files