Credit as a service.

Credit Infrastructure.

Credit Infrastructure.

Your entire credit stack, run by us: funding, disbursement, collections, and portfolio administration.

Your entire credit stack, run by us: funding, disbursement, collections, and portfolio administration.

Your entire credit stack, run by us: funding, disbursement, collections, and portfolio administration.

Building a credit portfolio from scratch means one provider for funding, another for disbursement, another for collection, and manual reconciliation among all of them. It is expensive and slow to structure.

Building a credit portfolio from scratch means one provider for funding, another for disbursement, another for collection, and manual reconciliation among all of them. It is expensive and slow to structure.

How it works

How it works

We structure the portfolio: terms, rates, tenors.

The loan is originated and disbursed via SPEI or in cash.

Collections and servicing run on the same infrastructure, with full visibility into the credit lifecycle.

Key benefits

Key benefits

Funding (Facilities), disbursement, collections, and administration (Servicing) connected on one platform.

Disbursement via SPEI or cash, covering both banked and unbanked customers.

Full visibility of the credit lifecycle: origination, payments, delinquency.

Where it is used

Where it is used

SOFOMs and portfolio originators, lending fintechs, and companies that want to offer embedded credit at their checkout. If you prefer to build your own credit product piece by piece and operate it yourself, that version is Credit.

A comprehensive infrastructure that solves technological, regulatory, and risk components, | its operation in a complete financial platform

Available in bundles

Non-dilutive credit funding

Do you build your credit portfolio with a different provider for each part of the process?

Do you build your credit portfolio with a different provider for each part of the process?

SOFOMEs, originators, and lending fintechs already fund, disburse, collect, and manage their portfolio on a single infrastructure, with complete visibility of the lifecycle of each loan.

SOFOMEs, originators, and lending fintechs already fund, disburse, collect, and manage their portfolio on a single infrastructure, with complete visibility of the lifecycle of each loan.