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Move money with SPEI Receive and send in real time, with no bank intermediary.

Move money with SPEI Receive and send in real time, without depending on an intermediary bank.

Move money with SPEI Receive and send in real time, without depending on an intermediary bank.

When your SPEI goes through a bank, every transfer is reconciled by hand and every CLABE is generic. You don't know which customer paid what, or when, until someone on your team cross-references it in a spreadsheet.

When your SPEI goes through a bank, every transfer is reconciled by hand and every CLABE is generic. You don't know which customer paid what, or when, until someone on your team cross-references it in a spreadsheet.

How it works

Connect via API and every customer, collector, or business unit receives their own CLABE.

Incoming transfer is instantly notified via webhook. Outgoing ones are executed in seconds.

Every movement is automatically reconciled, with reference, amount, and timestampt.

Key benefits

Direct SPEI participant before Banxico. No banking intermediary.

A unique CLABE per customer, so you reconcile without cross-checking files.

Account and beneficiary validation before disbursement.

Estimated time to first production transaction: 4 to 6 weeks

How each transfer decides its route

How each transfer decides its route

Each transfer chooses its own path: our system selects the optimal route based on availability, cost, and speed, with automatic retries if anything fails along the way. You don't manage that; you only see the result.

A comprehensive infrastructure that solves technological, regulatory, and risk components, | its operation in a complete financial platform

Where it is used

Where it is used

  • PSPs and aggregators

  • Microfinance institutions

  • Fintechs and neobanks

  • Companies with payroll or bulk payments.

  • PSPs and aggregators

  • Microfinance institutions

  • Fintechs and neobanks

  • Companies with payroll or bulk payments.

  • PSPs and aggregators

  • Microfinance institutions

  • Fintechs and neobanks

  • Companies with payroll or bulk payments.

Available in bundles

Collect & payouts

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Movemoney internationally

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Recurring payments

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Does your business process mass collections or payroll?

PSPs, aggregators, fintechs, neobanks, and microfinance institutions are already collecting payments using this infrastructure. It is combined with Direct Debit and Cash for a complete collection solution.

Schedule a call

Does your business process mass collections or payroll?

PSPs, aggregators, fintechs, neobanks, and microfinance institutions are already collecting payments using this infrastructure. It is combined with Direct Debit and Cash for a complete collection solution.

Schedule a call