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Cash network.

Cash network.

Cash network.

Cash deposits and withdrawals in a national network of physical points, connected to your platform by API.

Cash deposits and withdrawals in a national network of physical points, connected to your platform by API.

Cash deposits and withdrawals in a national network of physical points, connected to your platform by API.

Lenders, fintechs, and neobanks need their users to deposit and withdraw cash, but they lack their own physical network. Without a network of stores, they lose adoption and collections.

Lenders, fintechs, and neobanks need their users to deposit and withdraw cash, but they lack their own physical network. Without a network of stores, they lose adoption and collections.

Lenders, fintechs, and neobanks need their users to deposit and withdraw cash, but they lack their own physical network. Without a network of stores, they lose adoption and collections.

How it works

How it works

Generate a unique deposit or withdrawal reference from your platform via API.

Your user goes to any point in the network and presents their reference.

We confirm the transaction in real time, and your platform instantly updates the balance.

Key benefits

Key benefits

National network of physical convenience stores, pharmacies, and mini-markets.

Real-time confirmation, the balance updates instantly.

Two operating models: referenced payment (unregulated) and correspondent banking (regulated), depending on the client type.

Under the regulated model, Monato handles the management with the CNBV as a commission agent administrator

Where it is used

Where it is used

  • Micro lenders and SOFOMs

  • Casinos and gaming platforms

  • Closed-loop wallets

  • IFPEs and SOFIPOs under the regulated model

  • Banks

  • Neobanks without a physical network

  • Micro lenders and SOFOMs

  • Casinos and gaming platforms

  • Closed-loop wallets

  • IFPEs and SOFIPOs under the regulated model

  • Banks

  • Neobanks without a physical network

  • Micro lenders and SOFOMs

  • Casinos and gaming platforms

  • Closed-loop wallets

  • IFPEs and SOFIPOs under the regulated model

  • Banks

  • Neobanks without a physical network

Available in bundles

Collect & payouts

View solution

Move money internationally

View solution

Recurring payments

View solution

No physical network for deposits and withdrawals?

No physical network for deposits and withdrawals?

Micro lenders, neobanks, closed-loop wallets, banks, IFPEs, and SOFIPOs are already operating cash-in and cash-out services over a national network of physical points, with real-time confirmation and a regulated model available.

Micro lenders, neobanks, closed-loop wallets, banks, IFPEs, and SOFIPOs are already operating cash-in and cash-out services over a national network of physical points, with real-time confirmation and a regulated model available.

Micro lenders, neobanks, closed-loop wallets, banks, IFPEs, and SOFIPOs are already operating cash-in and cash-out services over a national network of physical points, with real-time confirmation and a regulated model available.

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